
If an item is changed or deleted, the consumer reporting company is not permitted to put the disputed information back in your file unless the information provider verifies that it is accurate and complete. The consumer reporting company also must send you written notice that includes the name, address, and phone number of the information provider. If you ask, the consumer reporting company must send notices of any correction to anyone who received your report in the past six months. You also can ask that a corrected copy of your report be sent to anyone who received a copy during the past two years for employment purposes. free consumer credit report
If an investigation doesnt resolve your dispute with the consumer reporting company, you can ask that a statement of the dispute be included in your file and in future reports.
You also can ask the consumer reporting company to provide your statement to anyone who received a copy of your report free check credit report Omaha in the recent past. free credit report act Step 2: Tell the creditor or other information provider, in writing, that you dispute an item. Be sure to include copies (NOT originals) of documents that support your position. If the provider reports the item to a consumer reporting company, it must include a notice of your dispute. And if you are correct that is, if the information is found to be inaccurate the information provider may not report free check credit report Omaha it again. When negative information in your report is accurate, only the passage of time can assure its removal. check free credit A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years.
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